I agree with your thinking, but perhaps procrastination is a good thing. I mean, think about it. In some situations, sometimes it is better to take some time out and be lazy, rather then worry yourself to death about deadlines and making money. The way that you word it, it seems as if you are very money orientated. Don't get me wrong, there is no problem with that, but is money really the only reason why people are living?? You say that time is worth money; maybe the time spent taking the time out to just enjoy life is worth more than money could ever buy...